Your Names Current Phone: (###) ###-####
Your Mailing Address
City, CA ZIP Code

Certified mail, return receipt requested

General Manage
Name of California Car Dealership Financial Entity Holding Purchase Contract
Dealership's mailing address Financial Entity's mailing address for disputes
City, State Zip Code City, State Zip Code

Re: Contract dated ##/##/#### for a [describe vehicle's color Year Make Model]

Financial Entity's Account No. #####

NOTICE OF RECISSION AND FRAUD UNDER CALIFORNIA CIVIL CODE

To the Management of this car dealer and the contract's assignee/holder:

Someone who can translate has prepared this letter for us to send to you.

We are Spanish-speaking people, who speak almost no English, and are unable to read English. When we were at the dealership and acquired this vehicle, we did not receive a Spanish translation of the contract, and we did not have our own interpreter. The salesperson negotiated with us in Spanish. On _____ [date], we returned the vehicle to the dealer and gave them the keys, intending to cancel the contract.

The dealership also made the following misrepresentations to us: _____ [list several big lies, such as we were told we were buying the vehicle, but it is a lease contract; we were told the contract interest rate was x% APR, but it is actually x%; the price was $_____ higher than the price we agreed or $______ higher than the window sticker price advertised, etc].

We want to rescind this contract. You should return the value of our down payment and all payments paid, pursuant to California Civil Code section 1632 and because of the misrepresentations by the dealer's personnel, which is fraud and violate the Consumers Legal Remedies Act, Civil Code section 1770(a), paragraphs 5, 9, 10, 13, 14, 16, 18, and 19. Do not withhold our payments. Also, the contract should not be reported to any credit reporting agencies, as it is rescinded and no longer our debt. If we do not hear from you within 30 days of your receipt, we will assume that you will not comply with this letter.

Sincerely,

/sign/

YOUR NAME