Your Name Current Phone: (###) ###-####
Your Mailing Address
City, CA ZIP Code

Certified mail, return receipt requested

General Manager
Name of California Car Dealership Financial Entity Holding Purchase Contract

Dealership's mailing address Financial Entity's mailing address for disputes
City, State Zip Code City, State Zip Code

Re: Contract dated ##/##/#### for a [describe vehicle's color Year Make Model]

Dispute of Financial Entity's Account No. #####

To the Management of this car dealer and the contract's assignee/holder:

As this dealer's employees know, I merely co-signed this contract for my ______ [non-martial relationship such as, father, mother, daughter, sister, friend, roommate, etc.]. Attached is a copy of a letter with the complaints experienced by my ______ [non-martial relationship such as, father, mother, daughter, sister, friend, roommate, etc.]. Because the dealer did not give me the required notice to co-signer, I am not obligated on the contract and do not owe you any money. Thus, stop reporting this account on my credit history, as it is not my debt.

I am told that the vehicle was repossessed, but I have received no notice of that or of how it will be disposed. Not until _________ [date], was I advised that the contract was in default.

Please send me a copy of: (a) any and all correspondence and notices that you sent me on this account, (b) my credit application, (c) the signed contract, and (d) any notices to co-signer that you contend I received. If I do not receive a reply within two weeks of your receipt, I shall assume that you refuse my right to these documents under the California Consumer Contract Awareness Act.

Please confirm to me that you have stopped reporting this account on my credit history or explain to me why you believe it is reported as my lawful debt, when I am merely a co-signer. I also intend to send a copy of this letter to the consumer credit bureaus, for reinvestigation.

Sincerely,

/sign/

YOUR NAME