Consumer Law Office of
Robert Stempler, APC


Legal Representation for
Consumers in
California’s Courts

1-888-403-0039

• Collection Harassment
• Motor Vehicle Contracts
• Credit Card Debt
• Medical Collection
• Student Loan Lawsuit
Serving California Consumers
Any client testimonial or other result portrayed on this website was dependent on the facts of that case. Results will differ if based on different facts.
Any client testimonial or other result portrayed on this website was dependent on the facts of that case. Results will differ if based on different facts.
Any client testimonial or other result portrayed on this website was dependent on the facts of that case. Results will differ if based on different facts.
Relevant Articles

Are you being harassed by Debt Collectors?

If you get that sinking feeling in your gut every time the phone rings, you may be experiencing an emotional reaction to harassing debt collection calls. Some debt collectors even use technology to block or spoof their caller ID, so you may not know it is a debt collection call. It is against the law for debt collectors to harass a consumer, under the federal Fair Debt Collection Practices Act and the Rosenthal Fair Debt Collection Practices Act, which prohibit debt collector abuse, annoyance, and deception. It does not matter if you really owe the debt, debt collectors cannot abuse, annoy, or deceive a consumer debtor, even on credit card debt or to collect on a motor vehicle installment contract, after repossession. If the debt collector violated your legal rights, you would be entitled to an award of monetary damages and recover your attorney’s fees from the harassing collection agency.

Collection Harassment is Illegal

Attorney Robert Stempler has over 19 years of litigation experience in California Superior Court and U.S. District Court, and has helped many victims of collection harassment, identity theft, car dealership fraud, deceptive billing statements, and false credit reporting. Mr. Stempler has represented consumers in civil cases of debt collection harassment, identity theft, vehicle repossession, car dealer fraud, door-to-door sales, and all forms of debts (including credit cards, home repair contracts, dental and medical bills, and disputed billings).

This site is intended to assist and educate California consumers by providing FREE Sample legal letters. When used properly, many debt collectors will stop their annoyance and harassment immediately. If they do not stop, proper use of the sample letters will give the consumer an advantage in court, if a civil case is pursued for collection harassment. Don't delay or wait for the phone to ring again. Click now for a FREE e-consultation, without obligation.

Top 3 Debt Collection Violations

  • Excessive and annoying phone calls
  • Threatening legal action on a time-barred debt.
  • Collection calls to the consumer's workplace, after being informed that the employer prohibits personal calls.








Any client testimonial or other result portrayed on this website was dependent on the facts of that case. Results will differ if based on different facts.